Hey friends đ
Itâs been 3 months since I launched Off Beat and I canât be happier with how its going. It has served me well as a mic on the internet, something I didnât explore using before. It has allowed me to express myself on topics that have drawn my interest for years. And, hopefully, it has been valuable to you. Being conscious of how valuable your time is, grateful for your attention đ.
What started out as an experiment providing âoff beatâ content on topics that interest me - finance, real estate and tech - has since evolved into a weekly market summary, wealth tech commentary and more. After reflecting on what I have published so far, it has become clear that the name âOff Beatâ doesnât represent my intention. Instead of being unconventional, I find myself trying to add value whether it be around market events, economic insights, building wealth or life in general. To align with that idea, Iâve decided to rebrand.
Welcome to âValue-Addâ!
Value creation is not a principle only reserved for business, it is a fundamental principle in life. In business, we employ capital, labor, knowledge, and other resources to create goods and services that are more valuable than the sum of their inputs. In life we:
Develop skills that enable us to create value in society. For example:
Create goods and services that are useful to others
Create art, like music, photography and paintings, that people enjoy
Communication skills that enable us to share knowledge that society finds useful
Build relationships that create value in our lives and the lives of our relationship counterparts
Life is not a zero-sum game. Itâs a game of value creation. The more value we create, the better our lives get as a society. Creating value, in general, is a good principle to live by.
This newsletter will focus on adding value as it relates to building wealth. âValueâ here refers to an edge in building wealth similar to the way âalphaâ in investing is used to describe an investment strategy's ability to beat the market.
Building wealth takes an understanding of the macroeconomic environment, markets, assets, available tools, and how it all works together. To that end, the newsletter will focus on:
Macro & markets: Commentary around how the macro-economic environment is affecting us.
Wealth & assets: How to think about building wealth through asset allocation.
Investing: Covering public, private and alternative investments.
Tech: How FinTech is evolving to help us manage our finances and wealth covering banking, wealth management, public market investing, alternative investments, insurance, tax, and more.
As you can probably tell, the content I have been publishing isnât changing, but the mission is. I hope this change resonates with you and provides clarity on what to expect from this newsletter going forward.
This will be the last newsletter as âOff Beatâ. The next newsletter you receive will be branded âValue-Add.â While I will strive to add value through this newsletter, I hope this newsletter serves as a reminder to add value to other peopleâs lives. Pay it forward! Letâs add value!
Thanks for reading!
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If youâd like to chat, give me feedback or educate me on something you think I should have touched on, DM me on twitter.